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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,573 | $183,539-49.6% | $155,556-40.5% | $145,897-36.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.21% | 61.31%-46.1pp | 64.84%-49.6pp | 552.29%-537.1pp |
| Employer contribution / active EE | $1,839 | $5,315-65.4% | $4,675-60.7% | $4,663-60.6% |
| Participant deferral / active EE | $6,959 | $6,467+7.6% | $5,631+23.6% | $6,689+4.0% |
| Admin fee / account holder | $64,835 | $19,275+236.4% | $15,885+308.2% | $13,390+384.2% |