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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,833 | $88,672+52.1% | $105,223+28.1% | $82,448+63.5% |
| Participation rate | 92.3% | 67.9%+24.4pp | 75.0%+17.3pp | 68.1%+24.2pp |
| Annual return | 6.73% | 30.86%-24.1pp | 180.65%-173.9pp | 41.64%-34.9pp |
| Employer contribution / active EE | $3,748 | $3,048+23.0% | $3,689+1.6% | $2,551+46.9% |
| Participant deferral / active EE | $5,877 | $4,036+45.6% | $5,072+15.9% | $4,139+42.0% |
| Admin fee / account holder | $13,878 | $7,146+94.2% | $8,859+56.7% | $7,234+91.8% |