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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,833 | $96,731+39.4% | $123,973+8.8% | $86,983+55.0% |
| Participation rate | 92.3% | 70.0%+22.3pp | 76.7%+15.6pp | 69.5%+22.8pp |
| Annual return | 6.73% | 17.33%-10.6pp | 388.13%-381.4pp | 25.83%-19.1pp |
| Employer contribution / active EE | $3,748 | $3,297+13.7% | $4,126-9.1% | $2,584+45.0% |
| Participant deferral / active EE | $5,877 | $4,152+41.6% | $5,247+12.0% | $4,194+40.1% |
| Admin fee / account holder | $13,878 | $8,722+59.1% | $11,799+17.6% | $7,856+76.7% |