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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,833 | $93,345+44.4% | $119,126+13.2% | $87,485+54.1% |
| Participation rate | 92.3% | 68.7%+23.6pp | 75.8%+16.5pp | 68.9%+23.4pp |
| Annual return | 6.73% | 19.08%-12.3pp | 282.11%-275.4pp | 26.06%-19.3pp |
| Employer contribution / active EE | $3,748 | $3,172+18.2% | $4,034-7.1% | $2,596+44.4% |
| Participant deferral / active EE | $5,877 | $4,099+43.4% | $5,318+10.5% | $4,274+37.5% |
| Admin fee / account holder | $13,878 | $8,039+72.6% | $10,693+29.8% | $7,775+78.5% |