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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,260 | $110,337+175.8% | $102,383+197.2% | $145,877+108.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.65% | 24.83%-11.2pp | 24.94%-11.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $8,399 | $4,216+99.2% | $3,870+117.0% | $4,663+80.1% |
| Participant deferral / active EE | $6,623 | $5,621+17.8% | $5,060+30.9% | $6,691-1.0% |
| Admin fee / account holder | $3,166 | $9,750-67.5% | $8,391-62.3% | $13,402-76.4% |