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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,189 | $111,535+231.0% | $105,223+250.9% | $137,256+169.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.47% | 237.85%-220.4pp | 180.65%-163.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $7,623 | $3,939+93.5% | $3,689+106.7% | $4,156+83.4% |
| Participant deferral / active EE | $7,248 | $5,500+31.8% | $5,072+42.9% | $6,407+13.1% |
| Admin fee / account holder | $2,551 | $9,721-73.8% | $8,859-71.2% | $12,270-79.2% |