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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,661 | $55,902+364.5% | $76,030+241.5% | $80,959+220.7% |
| Participation rate | 93.3% | 62.1%+31.3pp | 69.1%+24.3pp | 67.7%+25.7pp |
| Annual return | 12.81% | 20.59%-7.8pp | 361.54%-348.7pp | 35.67%-22.9pp |
| Employer contribution / active EE | $9,734 | $1,867+421.4% | $2,688+262.2% | $2,757+253.0% |
| Participant deferral / active EE | $5,675 | $3,051+86.0% | $4,257+33.3% | $4,300+32.0% |
| Admin fee / account holder | $8,475 | $5,239+61.8% | $6,421+32.0% | $6,925+22.4% |