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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,136 | $102,422+271.1% | $147,117+158.4% | $80,959+369.5% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 15.60% | 135.16%-119.6pp | 420.54%-404.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $6,800 | $3,717+82.9% | $4,932+37.9% | $2,757+146.6% |
| Participant deferral / active EE | $5,363 | $6,652-19.4% | $8,065-33.5% | $4,300+24.7% |
| Admin fee / account holder | $9,801 | $7,953+23.2% | $12,993-24.6% | $6,925+41.5% |