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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,254 | $106,524+274.8% | $152,301+162.1% | $87,485+356.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 14.34% | 26.89%-12.5pp | 80.50%-66.2pp | 26.06%-11.7pp |
| Employer contribution / active EE | $13,114 | $3,371+289.0% | $4,624+183.6% | $2,596+405.1% |
| Participant deferral / active EE | $5,951 | $6,525-8.8% | $8,004-25.6% | $4,274+39.3% |
| Admin fee / account holder | $30,235 | $8,287+264.9% | $14,398+110.0% | $7,775+288.9% |