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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,807 | $111,535+161.6% | $105,223+177.3% | $137,256+112.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.54% | 237.85%-222.3pp | 180.65%-165.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,094 | $3,939-46.8% | $3,689-43.2% | $4,156-49.6% |
| Participant deferral / active EE | $5,942 | $5,500+8.0% | $5,072+17.2% | $6,407-7.3% |
| Admin fee / account holder | $29,859 | $9,721+207.1% | $8,859+237.1% | $12,270+143.3% |