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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,397 | $29,716+200.8% | $56,077+59.4% | $80,925+10.5% |
| Participation rate | 76.8% | 41.7%+35.1pp | 52.5%+24.3pp | 67.7%+9.2pp |
| Annual return | 9.33% | 35.30%-26.0pp | 1709.28%-1700.0pp | 35.65%-26.3pp |
| Employer contribution / active EE | $989 | $671+47.4% | $1,040-4.9% | $2,756-64.1% |
| Participant deferral / active EE | $1,674 | $1,228+36.3% | $1,954-14.3% | $4,299-61.1% |
| Admin fee / account holder | $14,174 | $2,432+482.8% | $2,825+401.8% | $6,940+104.2% |