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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,397 | $29,667+201.3% | $56,441+58.4% | $80,874+10.5% |
| Participation rate | 76.8% | 41.7%+35.1pp | 52.5%+24.3pp | 67.6%+9.2pp |
| Annual return | 9.33% | 35.22%-25.9pp | 1704.21%-1694.9pp | 35.62%-26.3pp |
| Employer contribution / active EE | $989 | $669+47.7% | $1,039-4.8% | $2,756-64.1% |
| Participant deferral / active EE | $1,674 | $1,227+36.5% | $1,953-14.3% | $4,297-61.0% |
| Admin fee / account holder | $14,174 | $2,429+483.4% | $2,829+401.0% | $6,935+104.4% |