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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,339 | $161,352+11.1% | $134,172+33.7% | $137,256+30.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 15.79% | 28.72%-12.9pp | 25.30%-9.5pp | 220.34%-204.5pp |
| Employer contribution / active EE | $9,552 | $4,099+133.1% | $3,420+179.3% | $4,156+129.8% |
| Participant deferral / active EE | $14,442 | $5,552+160.1% | $4,690+207.9% | $6,407+125.4% |
| Admin fee / account holder | $14,838 | $15,028-1.3% | $12,016+23.5% | $12,270+20.9% |