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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,082 | $107,421+118.8% | $182,262+29.0% | $94,015+150.0% |
| Participation rate | 92.0% | 77.8%+14.2pp | 84.2%+7.8pp | 70.8%+21.2pp |
| Annual return | 11.44% | 21.32%-9.9pp | 140.60%-129.2pp | 17.84%-6.4pp |
| Employer contribution / active EE | $0 | $3,448-100.0% | $5,046-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $8,591 | $6,558+31.0% | $8,276+3.8% | $4,249+102.2% |
| Admin fee / account holder | $117,955 | $8,692+1257.0% | $16,712+605.8% | $8,951+1217.8% |