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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,675 | $95,453+115.5% | $112,040+83.6% | $82,448+149.5% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.5%+3.5pp | 68.1%+11.9pp |
| Annual return | 10.13% | 23.92%-13.8pp | 24.52%-14.4pp | 41.64%-31.5pp |
| Employer contribution / active EE | $4,142 | $2,318+78.7% | $2,954+40.2% | $2,551+62.4% |
| Participant deferral / active EE | $9,351 | $4,224+121.4% | $5,098+83.4% | $4,139+125.9% |
| Admin fee / account holder | $5,964 | $9,013-33.8% | $12,098-50.7% | $7,234-17.6% |