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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,982 | $106,749+168.8% | $145,433+97.3% | $82,448+248.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.77% | 27.59%-8.8pp | 66.58%-47.8pp | 41.64%-22.9pp |
| Employer contribution / active EE | $7,500 | $3,444+117.7% | $4,554+64.7% | $2,551+194.0% |
| Participant deferral / active EE | $9,202 | $6,519+41.2% | $7,897+16.5% | $4,139+122.3% |
| Admin fee / account holder | $5,912 | $8,390-29.5% | $13,129-55.0% | $7,234-18.3% |