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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $45,046 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $19,694 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,419 | $91,760+12.7% | $156,181-33.8% | $67,986+52.1% |
| Participation rate | 94.9% | 65.0%+29.9pp | 78.8%+16.0pp | 57.2%+37.7pp |
| Annual return | 14.43% | 18.14%-3.7pp | 64.87%-50.4pp | 31.67%-17.2pp |
| Employer contribution / active EE | $2,768 | $2,419+14.4% | $4,294-35.5% | $2,019+37.1% |
| Participant deferral / active EE | $6,459 | $3,960+63.1% | $6,132+5.3% | $3,358+92.3% |
| Admin fee / account holder | $341 | $3,949-91.4% | $14,586-97.7% | $3,203-89.3% |