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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $48,628 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $19,208 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,556 | $88,137+11.8% | $164,975-40.3% | $74,429+32.4% |
| Participation rate | 97.1% | 73.1%+24.0pp | 78.6%+18.5pp | 67.2%+29.9pp |
| Annual return | 11.98% | 17.13%-5.1pp | 70.12%-58.1pp | 1368.38%-1356.4pp |
| Employer contribution / active EE | $3,129 | $2,597+20.5% | $4,343-27.9% | $2,625+19.2% |
| Participant deferral / active EE | $6,735 | $4,501+49.7% | $6,033+11.6% | $4,348+54.9% |
| Admin fee / account holder | $392 | $2,231-82.4% | $12,688-96.9% | $1,944-79.8% |