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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $48,628 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $19,208 |
WILSHIRE ASSOCIATES INCORPORATED3+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,556 | $88,186+11.8% | $165,071-40.3% | $74,459+32.4% |
| Participation rate | 97.1% | 73.1%+24.0pp | 78.6%+18.5pp | 67.2%+29.9pp |
| Annual return | 11.98% | 17.13%-5.1pp | 70.17%-58.2pp | 1369.70%-1357.7pp |
| Employer contribution / active EE | $3,129 | $2,600+20.4% | $4,347-28.0% | $2,626+19.2% |
| Participant deferral / active EE | $6,735 | $4,505+49.5% | $6,035+11.6% | $4,350+54.9% |
| Admin fee / account holder | $392 | $2,234-82.4% | $12,695-96.9% | $1,945-79.8% |