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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,108 | $75,807+107.2% | $116,096+35.3% | $86,983+80.6% |
| Participation rate | 84.6% | 66.9%+17.7pp | 73.3%+11.3pp | 69.5%+15.1pp |
| Annual return | 10.39% | 18.57%-8.2pp | 326.25%-315.9pp | 25.83%-15.4pp |
| Employer contribution / active EE | $1,935 | $1,892+2.3% | $2,503-22.7% | $2,584-25.1% |
| Participant deferral / active EE | $5,163 | $3,212+60.8% | $3,952+30.7% | $4,194+23.1% |
| Admin fee / account holder | $32,751 | $6,659+391.9% | $7,704+325.1% | $7,856+316.9% |