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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,108 | $63,703+146.6% | $93,063+68.8% | $82,448+90.6% |
| Participation rate | 84.6% | 63.8%+20.8pp | 72.1%+12.5pp | 68.1%+16.5pp |
| Annual return | 10.39% | -775.43%+785.8pp | 34.15%-23.8pp | 41.64%-31.2pp |
| Employer contribution / active EE | $1,935 | $1,729+12.0% | $2,476-21.8% | $2,551-24.1% |
| Participant deferral / active EE | $5,163 | $2,919+76.9% | $3,958+30.4% | $4,139+24.7% |
| Admin fee / account holder | $32,751 | $5,982+447.5% | $6,033+442.8% | $7,234+352.7% |