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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,810 | $91,760+194.0% | $156,181+72.8% | $67,986+296.9% |
| Participation rate | 86.0% | 65.0%+21.0pp | 78.8%+7.2pp | 57.2%+28.8pp |
| Annual return | 14.30% | 18.14%-3.8pp | 64.87%-50.6pp | 31.67%-17.4pp |
| Employer contribution / active EE | $6,169 | $2,419+155.0% | $4,294+43.7% | $2,019+205.6% |
| Participant deferral / active EE | $4,738 | $3,960+19.6% | $6,132-22.7% | $3,358+41.1% |
| Admin fee / account holder | $46,094 | $3,949+1067.4% | $14,586+216.0% | $3,203+1339.0% |