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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $119,762 |
CAPFINANCIAL PARTNERS LLC3 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $40,000 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,414 | $92,186-1.9% | $105,624-14.4% | $77,762+16.3% |
| Participation rate | 93.6% | 81.0%+12.6pp | 75.3%+18.3pp | 70.6%+23.0pp |
| Annual return | 11.64% | 17.83%-6.2pp | 116.20%-104.6pp | 31.27%-19.6pp |
| Employer contribution / active EE | $1,904 | $3,376-43.6% | $3,168-39.9% | $2,728-30.2% |
| Participant deferral / active EE | $5,315 | $5,395-1.5% | $5,013+6.0% | $4,651+14.3% |
| Admin fee / account holder | $201 | $219-8.4% | $10,961-98.2% | $433-53.7% |