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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,050 | $162,136+210.3% | $152,301+230.3% | $154,746+225.1% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 14.77% | 91.02%-76.2pp | 80.50%-65.7pp | 172.34%-157.6pp |
| Employer contribution / active EE | $11,485 | $4,890+134.8% | $4,624+148.3% | $4,379+162.3% |
| Participant deferral / active EE | $11,093 | $8,341+33.0% | $8,004+38.6% | $6,730+64.8% |
| Admin fee / account holder | $13,755 | $15,759-12.7% | $14,398-4.5% | $14,365-4.2% |