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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,454 | $63,809+13.5% | $81,353-10.9% | $80,935-10.5% |
| Participation rate | 80.5% | 63.9%+16.6pp | 69.5%+10.9pp | 67.7%+12.8pp |
| Annual return | 15.80% | 16.37%-0.6pp | 24.82%-9.0pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,322 | $1,981-33.2% | $2,464-46.3% | $2,757-52.0% |
| Participant deferral / active EE | $4,318 | $3,093+39.6% | $3,885+11.2% | $4,299+0.4% |
| Admin fee / account holder | $10,498 | $5,686+84.6% | $5,766+82.1% | $6,924+51.6% |