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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,038 | $78,197+26.7% | $98,090+1.0% | $82,637+19.8% |
| Participation rate | 89.0% | 77.5%+11.6pp | 81.5%+7.5pp | 68.1%+21.0pp |
| Annual return | 11.68% | 40.25%-28.6pp | 37.05%-25.4pp | 53.51%-41.8pp |
| Employer contribution / active EE | $1,359 | $2,605-47.8% | $3,606-62.3% | $2,552-46.7% |
| Participant deferral / active EE | $4,867 | $6,636-26.7% | $7,845-38.0% | $4,126+18.0% |
| Admin fee / account holder | $1,957 | $14,832-86.8% | $11,815-83.4% | $7,339-73.3% |