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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,038 | $71,353+38.8% | $92,805+6.7% | $86,983+13.9% |
| Participation rate | 89.0% | 80.9%+8.1pp | 83.5%+5.5pp | 69.5%+19.5pp |
| Annual return | 11.68% | 44.68%-33.0pp | 31.59%-19.9pp | 25.83%-14.1pp |
| Employer contribution / active EE | $1,359 | $2,468-44.9% | $3,424-60.3% | $2,584-47.4% |
| Participant deferral / active EE | $4,867 | $6,966-30.1% | $8,448-42.4% | $4,194+16.0% |
| Admin fee / account holder | $1,957 | $6,099-67.9% | $10,911-82.1% | $7,856-75.1% |