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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,038 | $78,520+26.1% | $96,576+2.5% | $82,448+20.1% |
| Participation rate | 89.0% | 77.7%+11.3pp | 81.4%+7.6pp | 68.1%+21.0pp |
| Annual return | 11.68% | 41.30%-29.6pp | 38.47%-26.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,359 | $2,630-48.3% | $3,553-61.7% | $2,551-46.7% |
| Participant deferral / active EE | $4,867 | $6,754-27.9% | $7,956-38.8% | $4,139+17.6% |
| Admin fee / account holder | $1,957 | $13,455-85.5% | $11,381-82.8% | $7,234-72.9% |