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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,013 | $71,215+20.8% | $93,696-8.2% | $80,935+6.3% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 9.54% | 11.27%-1.7pp | 133.74%-124.2pp | 35.66%-26.1pp |
| Employer contribution / active EE | $5,281 | $1,565+237.4% | $2,422+118.1% | $2,757+91.6% |
| Participant deferral / active EE | $5,636 | $4,037+39.6% | $4,417+27.6% | $4,299+31.1% |
| Admin fee / account holder | $8,582 | $6,958+23.3% | $8,287+3.6% | $6,924+23.9% |