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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,577 | $72,607+75.7% | $90,259+41.3% | $87,485+45.8% |
| Participation rate | 76.7% | 64.8%+11.9pp | 70.7%+6.0pp | 68.9%+7.8pp |
| Annual return | 10.78% | 18.59%-7.8pp | 18.88%-8.1pp | 26.06%-15.3pp |
| Employer contribution / active EE | $3,799 | $1,919+97.9% | $2,291+65.8% | $2,596+46.3% |
| Participant deferral / active EE | $4,321 | $3,055+41.4% | $3,827+12.9% | $4,274+1.1% |
| Admin fee / account holder | $7,466 | $5,947+25.6% | $7,267+2.7% | $7,775-4.0% |