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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,144 | $199,109+28.1% | $173,730+46.9% | $154,746+64.9% |
| Participation rate | 95.7% | 82.8%+12.8pp | 79.6%+16.1pp | 80.7%+15.0pp |
| Annual return | 18.37% | 20.02%-1.7pp | 19.96%-1.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,878 | $5,311-8.2% | $4,577+6.6% | $4,379+11.4% |
| Participant deferral / active EE | $8,419 | $7,113+18.4% | $6,326+33.1% | $6,730+25.1% |
| Admin fee / account holder | $3,133 | $20,916-85.0% | $17,523-82.1% | $14,365-78.2% |