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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,144 | $178,174+43.2% | $156,181+63.4% | $137,256+85.9% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.8%+16.8pp | 80.0%+15.7pp |
| Annual return | 18.37% | 84.19%-65.8pp | 64.87%-46.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $4,878 | $4,972-1.9% | $4,294+13.6% | $4,156+17.4% |
| Participant deferral / active EE | $8,419 | $6,888+22.2% | $6,132+37.3% | $6,407+31.4% |
| Admin fee / account holder | $3,133 | $17,404-82.0% | $14,586-78.5% | $12,270-74.5% |