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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,507 | $81,446-3.6% | $103,374-24.1% | $80,874-2.9% |
| Participation rate | 98.3% | 66.9%+31.5pp | 74.5%+23.8pp | 67.6%+30.7pp |
| Annual return | 13.13% | 25.57%-12.4pp | 24.89%-11.8pp | 35.62%-22.5pp |
| Employer contribution / active EE | $3,077 | $3,107-1.0% | $3,869-20.5% | $2,756+11.6% |
| Participant deferral / active EE | $3,113 | $3,870-19.6% | $5,058-38.5% | $4,297-27.6% |
| Admin fee / account holder | $6,341 | $6,715-5.6% | $8,394-24.5% | $6,935-8.6% |