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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,017 | $107,421-72.1% | $182,262-83.5% | $94,015-68.1% |
| Participation rate | 65.8% | 77.8%-12.0pp | 84.2%-18.4pp | 70.8%-5.0pp |
| Annual return | 19.68% | 21.32%-1.6pp | 140.60%-120.9pp | 17.84%+1.8pp |
| Employer contribution / active EE | $500 | $3,448-85.5% | $5,046-90.1% | $2,790-82.1% |
| Participant deferral / active EE | $5,639 | $6,558-14.0% | $8,276-31.9% | $4,249+32.7% |
| Admin fee / account holder | $1,340 | $8,692-84.6% | $16,712-92.0% | $8,951-85.0% |