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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,505 | $108,911-72.0% | $100,392-69.6% | $145,884-79.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.63% | 58.23%-39.6pp | 49.45%-30.8pp | 551.85%-533.2pp |
| Employer contribution / active EE | $6,980 | $4,420+57.9% | $3,941+77.1% | $4,662+49.7% |
| Participant deferral / active EE | $13,458 | $8,459+59.1% | $8,090+66.4% | $6,690+101.2% |
| Admin fee / account holder | $12,142 | $9,698+25.2% | $7,904+53.6% | $13,392-9.3% |