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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,004 | $183,539-79.3% | $155,556-75.6% | $145,897-74.0% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.66% | 61.31%-47.6pp | 64.84%-51.2pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,221 | $5,315-77.0% | $4,675-73.9% | $4,663-73.8% |
| Participant deferral / active EE | $1,956 | $6,467-69.8% | $5,631-65.3% | $6,689-70.8% |
| Admin fee / account holder | $430 | $19,275-97.8% | $15,885-97.3% | $13,390-96.8% |