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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,198 | $169,356-52.1% | $129,406-37.3% | $145,897-44.3% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 14.40% | 14418.62%-14404.2pp | 9468.18%-9453.8pp | 552.29%-537.9pp |
| Employer contribution / active EE | $776 | $5,542-86.0% | $4,155-81.3% | $4,663-83.4% |
| Participant deferral / active EE | $4,187 | $4,987-16.0% | $4,167+0.5% | $6,689-37.4% |
| Admin fee / account holder | $872 | $9,915-91.2% | $7,689-88.7% | $13,390-93.5% |