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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,442 | $114,119-12.0% | $107,187-6.3% | $138,895-27.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.97% | 273.21%-253.2pp | 204.55%-184.6pp | 145.39%-125.4pp |
| Employer contribution / active EE | $2,362 | $4,059-41.8% | $3,782-37.6% | $4,194-43.7% |
| Participant deferral / active EE | $2,700 | $5,538-51.2% | $5,096-47.0% | $6,396-57.8% |
| Admin fee / account holder | $572 | $10,024-94.3% | $9,162-93.8% | $12,562-95.4% |