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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,501 | $110,410-28.0% | $102,437-22.4% | $145,897-45.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.94% | 24.85%-11.9pp | 24.95%-12.0pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,832 | $4,217-56.6% | $3,871-52.7% | $4,663-60.7% |
| Participant deferral / active EE | $2,400 | $5,622-57.3% | $5,060-52.6% | $6,689-64.1% |
| Admin fee / account holder | $667 | $9,745-93.2% | $8,388-92.0% | $13,390-95.0% |