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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,292 | $102,382-58.7% | $147,005-71.2% | $80,874-47.7% |
| Participation rate | 69.0% | 75.8%-6.8pp | 82.2%-13.1pp | 67.6%+1.4pp |
| Annual return | 14.01% | 134.89%-120.9pp | 418.76%-404.7pp | 35.62%-21.6pp |
| Employer contribution / active EE | $2,918 | $3,715-21.5% | $4,934-40.9% | $2,756+5.9% |
| Participant deferral / active EE | $4,966 | $6,646-25.3% | $8,070-38.5% | $4,297+15.6% |
| Admin fee / account holder | $4,044 | $7,942-49.1% | $13,006-68.9% | $6,935-41.7% |