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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,292 | $102,422-58.7% | $147,117-71.3% | $80,959-47.8% |
| Participation rate | 69.0% | 75.9%-6.8pp | 82.2%-13.1pp | 67.7%+1.4pp |
| Annual return | 14.01% | 135.16%-121.1pp | 420.54%-406.5pp | 35.67%-21.7pp |
| Employer contribution / active EE | $2,918 | $3,717-21.5% | $4,932-40.8% | $2,757+5.8% |
| Participant deferral / active EE | $4,966 | $6,652-25.4% | $8,065-38.4% | $4,300+15.5% |
| Admin fee / account holder | $4,044 | $7,953-49.2% | $12,993-68.9% | $6,925-41.6% |