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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,860 | $160,070-80.7% | $147,117-79.0% | $145,897-78.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.48% | 98.69%-90.2pp | 420.54%-412.1pp | 552.29%-543.8pp |
| Employer contribution / active EE | $6,170 | $5,285+16.8% | $4,932+25.1% | $4,663+32.3% |
| Participant deferral / active EE | $9,854 | $8,419+17.0% | $8,065+22.2% | $6,689+47.3% |
| Admin fee / account holder | $31,441 | $15,035+109.1% | $12,993+142.0% | $13,390+134.8% |