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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,263 | $100,073+94.1% | $85,126+128.2% | $145,877+33.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 12.19% | 84.11%-71.9pp | 66.63%-54.4pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,490 | $3,236-23.1% | $2,731-8.8% | $4,663-46.6% |
| Participant deferral / active EE | $10,167 | $5,294+92.0% | $4,523+124.8% | $6,691+52.0% |
| Admin fee / account holder | $110 | $7,261-98.5% | $6,160-98.2% | $13,402-99.2% |