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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,310 | $88,672-81.6% | $105,223-84.5% | $82,448-80.2% |
| Participation rate | 97.6% | 67.9%+29.6pp | 75.0%+22.5pp | 68.1%+29.5pp |
| Annual return | 31.06% | 30.86%+0.2pp | 180.65%-149.6pp | 41.64%-10.6pp |
| Employer contribution / active EE | $1,714 | $3,048-43.8% | $3,689-53.5% | $2,551-32.8% |
| Participant deferral / active EE | $3,147 | $4,036-22.0% | $5,072-37.9% | $4,139-24.0% |
| Admin fee / account holder | $508 | $7,146-92.9% | $8,859-94.3% | $7,234-93.0% |