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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,873 | $29,733-60.1% | $56,025-78.8% | $80,959-85.3% |
| Participation rate | 4.3% | 41.7%-37.4pp | 52.5%-48.2pp | 67.7%-63.3pp |
| Annual return | 18.89% | 35.28%-16.4pp | 1712.69%-1693.8pp | 35.67%-16.8pp |
| Employer contribution / active EE | $14 | $672-98.0% | $1,042-98.7% | $2,757-99.5% |
| Participant deferral / active EE | $308 | $1,229-74.9% | $1,955-84.2% | $4,300-92.8% |
| Admin fee / account holder | $117 | $2,434-95.2% | $2,828-95.9% | $6,925-98.3% |