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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,967 | $76,519-50.4% | $56,025-32.2% | $145,897-74.0% |
| Participation rate | 38.5% | 63.2%-24.8pp | 52.5%-14.0pp | 80.3%-41.8pp |
| Annual return | 18.81% | 3017.03%-2998.2pp | 1712.69%-1693.9pp | 552.29%-533.5pp |
| Employer contribution / active EE | $544 | $1,383-60.7% | $1,042-47.8% | $4,663-88.3% |
| Participant deferral / active EE | $2,254 | $2,624-14.1% | $1,955+15.3% | $6,689-66.3% |
| Admin fee / account holder | $637 | $3,331-80.9% | $2,828-77.5% | $13,390-95.2% |