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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,382 | $154,228+62.3% | $145,433+72.2% | $137,256+82.4% |
| Participation rate | 0.0% | 83.8%-83.8pp | 82.1%-82.1pp | 80.0%-80.0pp |
| Annual return | 2.22% | 74.59%-72.4pp | 66.58%-64.4pp | 220.34%-218.1pp |
| Employer contribution / active EE | $5,460 | $4,804+13.7% | $4,554+19.9% | $4,156+31.4% |
| Participant deferral / active EE | $14,543 | $8,216+77.0% | $7,897+84.2% | $6,407+127.0% |
| Admin fee / account holder | $0 | $14,344-100.0% | $13,129-100.0% | $12,270-100.0% |