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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,718 | $106,524-40.2% | $152,301-58.2% | $87,485-27.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 9.85% | 26.89%-17.0pp | 80.50%-70.7pp | 26.06%-16.2pp |
| Employer contribution / active EE | $934 | $3,371-72.3% | $4,624-79.8% | $2,596-64.0% |
| Participant deferral / active EE | $10,144 | $6,525+55.5% | $8,004+26.7% | $4,274+137.4% |
| Admin fee / account holder | $14,674 | $8,287+77.1% | $14,398+1.9% | $7,775+88.7% |