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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,046 | $185,312-61.1% | $161,489-55.4% | $154,746-53.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.57% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $4,916 | $4,769+3.1% | $4,268+15.2% | $4,379+12.3% |
| Participant deferral / active EE | $4,220 | $6,350-33.5% | $5,630-25.0% | $6,730-37.3% |
| Admin fee / account holder | $1,035 | $18,654-94.5% | $16,006-93.5% | $14,365-92.8% |