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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,315 | $185,312+51.8% | $161,489+74.2% | $154,746+81.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.07% | 103.84%-91.8pp | 89.72%-77.6pp | 172.34%-160.3pp |
| Employer contribution / active EE | $8,368 | $4,769+75.5% | $4,268+96.1% | $4,379+91.1% |
| Participant deferral / active EE | $7,833 | $6,350+23.4% | $5,630+39.1% | $6,730+16.4% |
| Admin fee / account holder | $3,803 | $18,654-79.6% | $16,006-76.2% | $14,365-73.5% |