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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,172 | $111,785+140.8% | $93,669+187.4% | $145,877+84.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.87% | 203.79%-194.9pp | 133.59%-124.7pp | 551.28%-542.4pp |
| Employer contribution / active EE | $25,395 | $3,096+720.3% | $2,424+947.8% | $4,663+444.6% |
| Participant deferral / active EE | $16,419 | $4,919+233.8% | $4,416+271.8% | $6,691+145.4% |
| Admin fee / account holder | $26,636 | $10,256+159.7% | $8,291+221.3% | $13,402+98.7% |