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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,562 | $111,535-2.7% | $105,223+3.2% | $137,256-20.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.76% | 237.85%-219.1pp | 180.65%-161.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $6,420 | $3,939+63.0% | $3,689+74.1% | $4,156+54.5% |
| Participant deferral / active EE | $42,590 | $5,500+674.4% | $5,072+739.8% | $6,407+564.8% |
| Admin fee / account holder | $2,952 | $9,721-69.6% | $8,859-66.7% | $12,270-75.9% |