Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,201 | $29,051-51.1% | $52,425-72.9% | $67,986-79.1% |
| Participation rate | 38.2% | 30.4%+7.8pp | 55.6%-17.4pp | 57.2%-19.0pp |
| Annual return | 12.00% | 24.00%-12.0pp | 302.12%-290.1pp | 31.67%-19.7pp |
| Employer contribution / active EE | $0 | $412-100.0% | $914-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,521 | $873+74.2% | $1,790-15.0% | $3,358-54.7% |
| Admin fee / account holder | $2,708 | $2,113+28.2% | $2,495+8.5% | $3,203-15.5% |