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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY10+ years Service code 13 · EIN 65-0170152 | Contract Administrator | $57,363 |
Service code 19 · EIN 04-3523567 | Securities Custodian | $36,619 |
RELIANCE TRUST COMPANY1 year Filed as: RELIANCE TRUST CO. Service code 21 · EIN 58-1428634 | Bank Trustee | $5,039 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,409 | $55,472+191.0% | $155,567+3.8% | $74,546+116.5% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 14.88% | 268.72%-253.8pp | 64.74%-49.9pp | 1366.03%-1351.2pp |
| Employer contribution / active EE | $6,497 | $2,269+186.4% | $4,674+39.0% | $2,624+147.6% |
| Participant deferral / active EE | $6,471 | $2,838+128.0% | $5,628+15.0% | $4,347+48.9% |
| Admin fee / account holder | $478 | $1,743-72.6% | $15,916-97.0% | $1,944-75.4% |