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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,945 | $183,592-78.8% | $155,574-75.0% | $145,877-73.3% |
| Participation rate | 46.7% | 82.7%-36.0pp | 78.2%-31.5pp | 80.3%-33.6pp |
| Annual return | 9.26% | 61.37%-52.1pp | 64.87%-55.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,443 | $5,317-72.9% | $4,676-69.1% | $4,663-69.1% |
| Participant deferral / active EE | $2,655 | $6,466-58.9% | $5,629-52.8% | $6,691-60.3% |
| Admin fee / account holder | $2,891 | $19,316-85.0% | $15,914-81.8% | $13,402-78.4% |