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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,555 | $112,729+35.3% | $98,716+54.5% | $137,256+11.1% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 21.04% | 38.48%-17.4pp | 31.81%-10.8pp | 220.34%-199.3pp |
| Employer contribution / active EE | $4,169 | $2,725+53.0% | $2,279+83.0% | $4,156+0.3% |
| Participant deferral / active EE | $9,054 | $4,640+95.1% | $4,048+123.7% | $6,407+41.3% |
| Admin fee / account holder | $777 | $10,129-92.3% | $8,703-91.1% | $12,270-93.7% |