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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,665 | $254,759-50.3% | $216,567-41.5% | $198,609-36.2% |
| Participation rate | 53.8% | 84.5%-30.7pp | 81.6%-27.8pp | 82.4%-28.5pp |
| Annual return | 15.28% | 10.04%+5.2pp | 12.94%+2.3pp | 202.70%-187.4pp |
| Employer contribution / active EE | $3,600 | $6,096-40.9% | $5,216-31.0% | $5,055-28.8% |
| Participant deferral / active EE | $8,110 | $6,948+16.7% | $6,191+31.0% | $6,977+16.2% |
| Admin fee / account holder | $25,027 | $26,311-4.9% | $21,981+13.9% | $19,030+31.5% |