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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,665 | $178,174-28.9% | $156,181-18.9% | $137,256-7.7% |
| Participation rate | 53.8% | 82.0%-28.2pp | 78.8%-25.0pp | 80.0%-26.1pp |
| Annual return | 15.28% | 84.19%-68.9pp | 64.87%-49.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $3,600 | $4,972-27.6% | $4,294-16.2% | $4,156-13.4% |
| Participant deferral / active EE | $8,110 | $6,888+17.7% | $6,132+32.3% | $6,407+26.6% |
| Admin fee / account holder | $25,027 | $17,404+43.8% | $14,586+71.6% | $12,270+104.0% |