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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,095 | $160,040+41.9% | $147,096+54.4% | $145,877+55.7% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.83% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $2,737 | $5,289-48.3% | $4,936-44.6% | $4,663-41.3% |
| Participant deferral / active EE | $10,158 | $8,429+20.5% | $8,071+25.9% | $6,691+51.8% |
| Admin fee / account holder | $63,943 | $15,050+324.9% | $13,005+391.7% | $13,402+377.1% |