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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,855 | $102,422+151.8% | $147,117+75.3% | $80,959+218.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.75% | 135.16%-121.4pp | 420.54%-406.8pp | 35.67%-21.9pp |
| Employer contribution / active EE | $11,530 | $3,717+210.2% | $4,932+133.8% | $2,757+318.2% |
| Participant deferral / active EE | $14,389 | $6,652+116.3% | $8,065+78.4% | $4,300+234.6% |
| Admin fee / account holder | $32,049 | $7,953+303.0% | $12,993+146.7% | $6,925+362.8% |