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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,855 | $102,429+151.7% | $147,096+75.3% | $80,925+218.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.75% | 135.02%-121.3pp | 419.75%-406.0pp | 35.65%-21.9pp |
| Employer contribution / active EE | $11,530 | $3,716+210.3% | $4,936+133.6% | $2,756+318.3% |
| Participant deferral / active EE | $14,389 | $6,649+116.4% | $8,071+78.3% | $4,299+234.7% |
| Admin fee / account holder | $32,049 | $7,957+302.8% | $13,005+146.4% | $6,940+361.8% |