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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,855 | $102,382+151.9% | $147,005+75.4% | $80,874+218.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.75% | 134.89%-121.1pp | 418.76%-405.0pp | 35.62%-21.9pp |
| Employer contribution / active EE | $11,530 | $3,715+210.4% | $4,934+133.7% | $2,756+318.4% |
| Participant deferral / active EE | $14,389 | $6,646+116.5% | $8,070+78.3% | $4,297+234.9% |
| Admin fee / account holder | $32,049 | $7,942+303.5% | $13,006+146.4% | $6,935+362.1% |