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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,617 | $100,203+215.0% | $85,240+270.3% | $145,897+116.3% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 15.57% | 84.28%-68.7pp | 66.75%-51.2pp | 552.29%-536.7pp |
| Employer contribution / active EE | $5,139 | $3,242+58.5% | $2,735+87.9% | $4,663+10.2% |
| Participant deferral / active EE | $17,171 | $5,299+224.1% | $4,527+279.3% | $6,689+156.7% |
| Admin fee / account holder | $5,043 | $7,265-30.6% | $6,165-18.2% | $13,390-62.3% |