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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,746 | $76,407+288.4% | $150,298+97.4% | $82,448+259.9% |
| Participation rate | 92.9% | 66.4%+26.5pp | 77.8%+15.1pp | 68.1%+24.8pp |
| Annual return | 20.67% | 39.99%-19.3pp | 62.79%-42.1pp | 41.64%-21.0pp |
| Employer contribution / active EE | $6,321 | $2,614+141.8% | $4,154+52.2% | $2,551+147.8% |
| Participant deferral / active EE | $8,906 | $3,214+177.1% | $5,453+63.3% | $4,139+115.2% |
| Admin fee / account holder | $633 | $6,352-90.0% | $14,116-95.5% | $7,234-91.3% |