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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,753 | $109,904-72.0% | $97,167-68.4% | $145,959-78.9% |
| Participation rate | 53.3% | 75.9%-22.6pp | 72.7%-19.4pp | 80.3%-27.0pp |
| Annual return | 17.79% | 243.43%-225.6pp | 75.27%-57.5pp | 561.95%-544.2pp |
| Employer contribution / active EE | $1,626 | $3,084-47.3% | $2,729-40.4% | $4,661-65.1% |
| Participant deferral / active EE | $3,929 | $4,676-16.0% | $4,264-7.9% | $6,689-41.3% |
| Admin fee / account holder | $4,212 | $6,216-32.2% | $5,650-25.4% | $13,398-68.6% |