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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,248 | $95,404-34.8% | $113,397-45.1% | $82,637-24.7% |
| Participation rate | 86.2% | 72.8%+13.4pp | 76.5%+9.7pp | 68.1%+18.2pp |
| Annual return | 16.11% | 19.08%-3.0pp | 23.20%-7.1pp | 53.51%-37.4pp |
| Employer contribution / active EE | $8,773 | $2,307+280.4% | $2,977+194.7% | $2,552+243.8% |
| Participant deferral / active EE | $0 | $4,220-100.0% | $5,076-100.0% | $4,126-100.0% |
| Admin fee / account holder | $331 | $9,168-96.4% | $11,957-97.2% | $7,339-95.5% |